Choosing advice
How many financial advisers should I speak to?
How many UK financial advisers should you compare before choosing, and what should you compare between them?
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Practical explanations for the decisions ahead. Search by question or explore a topic.
Choosing advice
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Choosing advice
Free financial adviser consultation: what is included?
Understand what a free financial adviser consultation covers, what it usually leaves out and the questions to ask before agreeing to paid advice.
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Choosing advice
Can you stop paying ongoing financial adviser fees?
Understand how to discuss ending ongoing advice, confirm which charges stop and arrange a handover. Separate advice fees from platform and investment costs.
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How to change your financial adviser
A practical checklist for changing your financial adviser in the UK, including fees, records, investments and checking the replacement.
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How to complain about a financial adviser
How to complain about a UK financial adviser or firm, when the Financial Ombudsman Service may become involved and what records to keep.
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Choosing advice
What is an appointed representative?
What appointed representative status means in UK financial services and what a principal firm is responsible for.
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Checking an adviser's qualifications
Understand qualification levels and the checks that professional titles cannot replace.
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Choosing advice
Financial adviser vs accountant: who do you need?
The difference between a financial adviser and accountant, where their work overlaps and when business owners may need both.
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What is a financial adviser fact-find?
What a financial adviser fact-find is, why advisers ask detailed questions and what information is normally relevant.
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What is a financial adviser suitability report?
What a suitability report is intended to explain and what to check before acting on a financial adviser's recommendation.
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How long does financial advice take?
How long the financial advice process can take and what affects the timeline from first meeting to recommendation and implementation.
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Choosing advice
Do I have enough money for a financial adviser?
How adviser minimums, minimum fees and one-off advice affect whether financial advice is available at different asset levels.
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