Supplied and confirmed
The adviser or firm has provided the fee structure and confirmed the information. Live profiles should also show when it was last checked.
Understand adviser fees
Turn percentages into pounds.
Financial-advice pricing can look simple until percentages, fixed fees, tiers, caps and ongoing service charges all appear together. Advisedly is designed to make the structure easier to understand without guessing what a specific adviser charges.
Illustration
Ongoing adviser fee per yearInitial adviser fee£2,500
Ongoing adviser fee - year one£3,750
Approx. adviser fees in year one£6,250
Simple 5-year illustration£21,250
Simple 10-year illustration£40,000
Not included here
Platform charges, fund or investment charges, product charges, transaction costs, tax or other fees that may apply.
Source matters
How Advisedly labels a specific adviser’s fees
The label tells you where the pricing information came from. It does not tell you whether the adviser is expensive or cheap for your circumstances.
Available from their own material
We can verify the information from the adviser or firm’s own public fee schedule, terms or other published material.
Not enough reliable information
We do not attach an industry average to a named adviser and present it as their likely fee.
Compare intelligently
Four questions before you compare adviser prices
What is the initial cost?
Planning or implementation charges may be separate from ongoing fees.
How is the ongoing fee calculated?
Fixed, percentage, tiered, capped, or some combination?
What service is included?
A percentage by itself tells you almost nothing about what you receive.
What other charges sit underneath?
Adviser cost is only one part of the total cost a client may pay.
Simple examples
The same percentage looks very different at different asset levels.
These are arithmetic illustrations only. They are useful for understanding a charging model, not estimating a named adviser’s fee.
Assets0.50%0.75%1.00%
£100,000£500£750£1,000
£250,000£1,250£1,875£2,500
£500,000£2,500£3,750£5,000
£1,000,000£5,000£7,500£10,000
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