See how your pension savings could grow.
Move the sliders to explore how time, contributions and assumed returns change the illustration. Your figures stay in your browser and are not sent to Advisedly.
Under these assumptions, your pot could be worth
– in today's spending power
- Starting pot + future payments
- –
- Illustrated growth after charges
- –
Illustration only. Returns vary and investments can fall in value. This is a pot estimate, not a guaranteed outcome or a retirement income forecast.
What the figures mean
The larger figure is the illustrated pot in future pounds. The second adjusts that amount for inflation to show its spending power in today's money. The chart and contributions breakdown use future pounds.
This models a defined contribution savings pot. It excludes the State Pension, defined benefit income, withdrawals, retirement-income tax and any fixed charges. It does not assess whether contributions qualify for tax relief or fit your allowances.
How we calculate it
We apply a constant effective annual growth assumption, reduce it for the percentage charge, then convert that result to monthly compounding. Contributions enter at each month's end and stay fixed in pounds. Inflation is compounded over the same period.
Actual returns vary from year to year. The starting assumptions are examples, not a forecast or recommendation. For a broader estimate including other pensions, try MoneyHelper's pension calculator.
Questions about your pension?
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