Protecting your finances
Life insurance in trust
Understand the records and responsibilities trustees may need when a claim arises.
Read guideFind the answer you need.
Practical explanations for the decisions ahead. Search by question or explore a topic.
Protecting your finances
16 articles · Clear filters
Protecting your finances
Increasing life insurance cover
Compare changes in the insured amount with changes in premiums.
Read guideProtecting your finances
Increasing life cover after a life event
Check existing policy options before arranging extra protection.
Read guideProtecting your finances
Family income benefit explained
Connect the monthly benefit with the policy's end date.
Read guideProtecting your finances
Death-in-service cover after a job change
Check what would happen to the protection your family currently relies on.
Read guideProtecting your finances
Working out life insurance cover
Build a picture of household commitments before comparing cover amounts.
Read guideProtecting your finances
Joint life cover or two policies?
Compare the events covered and what happens after a claim.
Read guide
Protecting your finances
Income protection for the self-employed
Separate business turnover, personal earnings and household spending needs.
Read guideProtecting your finances
Own-occupation income protection
Read the policy definition that decides how inability to work is assessed.
Read guide
Protecting your finances
Choosing an income protection waiting period
Connect sick pay and savings with the date a policy would start paying.
Read guideProtecting your finances
Income protection: how long does it pay?
Distinguish the benefit period from the length of the policy.
Read guideProtecting your finances
Decreasing life insurance and your mortgage
Compare the policy's falling cover with the mortgage balance it is meant to cover.
Read guide