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198 articles

Protecting your finances

Critical illness or income protection?

Compare what triggers each policy and the type of payment it provides.

Work and business

Business sale earn-outs

Separate money already received from payments that still depend on future events.

Family and inheritance

Budgeting after a partner dies

Rebuild a household budget around changed income and payment dates.

Retirement and pensions

Preparing for a care funding assessment

The financial information to gather before an assessment in England.

Saving and investing

Understanding adjusted net income

Look beyond salary when working out which income figure matters.

Protecting your finances

Critical illness: what cover remains?

Check how an additional payment affects the protection left in your policy.

Work and business

Key person and shareholder protection

Explore two different business risks and the cover designed for each.

Family and inheritance

A bare trust for a child

Understand ownership, responsibilities and the eventual handover of the money.

Retirement and pensions

Annuity death benefits explained

Compare guarantee periods, value protection and income for dependants.

Saving and investing

Active and passive funds

Compare investment aims, charges and the evidence behind each approach.

Choosing advice

How to choose a financial adviser

Check regulation, experience, service and fees before choosing who to work with.

Choosing advice

Independent vs restricted financial advisers: the difference

Understand independent and restricted financial advice, what each label tells you and the practical questions to ask about products, providers and fees.