Family and inheritance
Gifts from surplus income
Work through the three tests and the records that support them.
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Retirement and pensions
Preparing for an enhanced annuity quote
Gather the health information needed to compare quotes meaningfully.
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Saving and investing
Dividend income and tax records
Understand the allowance and the records needed across your investments.
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Protecting your finances
Family income benefit explained
Connect the monthly benefit with the policy's end date.
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Work and business
Preparing for payments on account
Understand payment timing when setting aside cash for a tax bill.
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Family and inheritance
Giving away a home you still live in
Explore the questions raised when ownership changes but occupation continues.
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Retirement and pensions
Understanding employer pension matching
Compare contributions in pounds and check which earnings are included.
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Saving and investing
Several funds, but enough diversification?
Look beneath fund names for overlapping holdings and exposures.
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Death-in-service cover after a job change
Check what would happen to the protection your family currently relies on.
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Work and business
Planning around a redundancy package
Work out usable cash before making commitments for the longer term.
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A house deposit gift or a family loan?
Agree what the money means and record the arrangement clearly.
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Retirement and pensions
Downsizing for retirement
Calculate the money left after buying, selling and moving costs.
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