Retirement and pensions
Comparing annuity quotes
Match the features, guarantees and dependant benefits before comparing income.
Read guideFind the answer you need.
Practical explanations for the decisions ahead. Search by question or explore a topic.
Retirement and pensions
38 articles · Clear filters
Retirement and pensions
Preparing for a care funding assessment
The financial information to gather before an assessment in England.
Read guideRetirement and pensions
Annuity death benefits explained
Compare guarantee periods, value protection and income for dependants.
Read guide
Retirement and pensions
£500k pension: is an adviser worth it?
How to think about complexity, ongoing advice and fees when a pension is worth around £500,000.
Read guide
Retirement and pensions
Do I need a financial adviser for my pension?
Compare pension guidance, one-off advice and ongoing retirement planning. Understand what each can deliver, the fees to check and what to prepare.
Read guide
Retirement and pensions
How to choose a pension adviser
How to choose a UK pension or retirement adviser by specialism, client fit, fees and service rather than location alone.
Read guide
Retirement and pensions
Questions to ask a retirement adviser
Prepare for a conversation about pension income, assumptions, fees and ongoing reviews.
Read guide
Retirement and pensions
Should you see a financial adviser five years before retirement?
Why the five years before retirement can be a useful time to review pensions, spending, investment risk and retirement income plans.
Read guide
Retirement and pensions
Do you need a financial adviser for pension drawdown?
When regulated advice may help with pension drawdown, including withdrawals, investment risk, provider choice and ongoing retirement planning.
Read guideRetirement and pensions
Do you need a financial adviser to buy an annuity?
When advice may help with an annuity purchase, including guaranteed rates, health information, provider comparison and retirement income choices.
Read guideRetirement and pensions
Pension drawdown vs annuity: when can advice help?
Compare pension drawdown and annuities and understand when regulated retirement advice may be useful.
Read guideRetirement and pensions
Should you consolidate your pensions?
What to check before combining pensions, including fees, investment options and valuable benefits that could be lost.
Read guide