Financial advice in Edinburgh

Tell us what advice you need. We review your enquiry before discussing a suitable Edinburgh or remote adviser.

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We aim to acknowledge your enquiry within one working day and update you on the next step within two working days.

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What would you like help with?

Retirement & pensions

Find advisers focused on retirement planning and pension decisions.

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Investments

Compare investment-focused services, minimums and ongoing fees.

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Business owners & family wealth

Compare advisers used to founders and more complex family finances.

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Professionals

Find planners whose service fits professionals and higher earners.

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An older couple enjoying time together in a garden — Plan the life as well as the money

Finding the right experience around Edinburgh

Edinburgh has a deep financial-services market, but a large number of firms does not make choosing easier. Consumer fit, specialist experience, minimums and service structure still need to be visible.

An Edinburgh search can naturally include nearby Midlothian and East Lothian while retaining local face-to-face options. Remote advice can widen specialist choice across Scotland and the UK.

What to compare before choosing

City of Edinburgh in context

The local-authority figures cover the City of Edinburgh council area, rather than Edinburgh alone. Each figure shows the period it covers.

Planning for retirement

Residents aged 65 or over: 16.4%

City of Edinburgh · ONS 2025

If retirement is your reason for seeking advice, ask how the adviser plans withdrawals and reviews your income over time.

Questions for a retirement adviser

Planning around your work

Self-employed share of people in work: 13.5%

City of Edinburgh · Census 2022

If you work for yourself, ask how pension contributions fit with variable income and business commitments.

Advice when you are self-employed

Property and your wider finances

Average house price: £303,067

City of Edinburgh · ONS · June 2026

If your plans involve selling or inheriting a home, ask how the adviser considers property alongside savings and pensions.

Planning after a property sale

Area averages do not describe your own finances or determine whether you need advice. See the full figures and sources.

Know what you will pay, and what it covers.

Ask for initial advice and ongoing charges separately, including any minimum fee. Compare the cost in pounds and check which other charges apply.

What firms include in their published prices

Illustrative annual adviser fee£3,750a year

0.75% of £500,000

Example only. Initial advice, platform, fund and product charges are excluded. This is not a quote.Use the fee calculator

Your questions about advice in Edinburgh

How do I choose a financial adviser in Edinburgh?

Check the firm or adviser, then compare the problem they specialise in, who they usually work with, minimum assets, service style and actual fees.

Should I only consider Edinburgh city-centre firms?

No. Nearby advisers in Midlothian or East Lothian may be just as practical, and specialist fit can justify a wider search.

How do I compare Edinburgh adviser fees?

Ask for year-one and normal ongoing costs in pounds, whether percentages are tiered or capped, and what investment/platform costs sit underneath.

Does being a wealth manager mean a firm is better for larger portfolios?

Not necessarily. Check actual permissions, minimum client size, planning service, portfolio-management approach and total costs.

Helpful guides

Do you need a financial adviser for a pension?Retirement decision guide How pension adviser fees workCompare pension costs Financial advice after an inheritanceInherited wealth guide Turn adviser percentages into poundsUse the fee calculator

Tell us what you need help with.

Advisedly will review your enquiry and contact you about the next step. When you request an introduction, you agree that we may share your details with the financial advice firm we select for your enquiry.

Start an enquiry

We aim to confirm that we have received your enquiry within one working day and update you on the next step within two working days. Working days are Monday to Friday, excluding bank holidays.

How enquiries are reviewed

Explore nearby

Consider nearby places alongside the experience and meeting arrangements you need.

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Local information and sources

Full local figures and how to read them

The local-authority figures cover the City of Edinburgh council area, rather than Edinburgh alone. Each figure shows the period it covers.

Population: 531,370
Residents aged 65 or over: 16.4%
Self-employed share of people in work: 13.5%
Average house price: £303,067
Disposable income per person: £31,043
Median weekly pay before tax: £704.80
Selected company registrations: 521
Wider-area company registrations: 656

Company figures are not adviser counts. They count active company registrations in selected business categories (SIC codes 64999, 66190, 70221) and do not show FCA authorisation or whether a business trades locally.

Sources: Companies House · ONS population estimates · ONS local statistics · Open Government Licence v3.0.

These population figures cover the City of Edinburgh local authority area. The Office for National Statistics (ONS) estimates 531,370 residents, with 16.4% aged 65 or over. The geography is the named council area; it should not be read as a separate total for Edinburgh.

The 2022 Census records the largest employment sectors in City of Edinburgh. Human Health and Social Work Activities accounts for 13.3% of employment, 1.3 percentage points below the Scotland benchmark. Education accounts for 10.0% of employment, 1.8 percentage points above the Scotland benchmark. Accommodation and Food Service Activities accounts for 9.4% of employment, 2.5 percentage points above the Scotland benchmark. Among the three sectors shown, Human Health and Social Work Activities is 3.9 percentage points higher than Accommodation and Food Service Activities. These figures show which industries local residents work in. They do not measure demand for financial advice or the number of advisers.

The self-employment rate among people in work is 13.5%, compared with 13.1% across Scotland. The published average house price was £303,067 in June 2026. Gross disposable household income per head was £31,043 in 2024. Gross median weekly pay was £704.8 in 2025. The figures come from different time periods and measure different things. They do not describe the finances of a typical household.

In the Companies House snapshot, Edinburgh has 521 active registrations in the selected business categories; the Edinburgh travel-to-work area contains 656. These figures count registered companies in the area. They do not show how many financial advisers work here, whether a company trades locally or whether it is FCA authorised.

Location photograph

Edinburgh. Photograph by Unsplash contributor. Unsplash License.