Guide · First meeting

What documents do I need for a financial adviser meeting?

You do not need to turn up with your entire filing cabinet. The useful documents are the ones that help explain your current position and the decision you want to make.

Updated 28 August 2026 · UK

Useful information to have

PensionsRecent statements, provider names, policy numbers and any important guarantees or benefits.
Investments and savingsStatements showing values, account types and providers.
Income and spendingEnough information to explain regular income, major commitments and the lifestyle the plan needs to support.
Debts and mortgagesBalances, rates and repayment terms where they affect the advice.

Other information can matter too

Depending on the advice, the adviser may need to understand family circumstances, business ownership, existing insurance, tax position, expected inheritances or major future spending. Bring the information that is relevant rather than assuming every meeting needs every document.

Share sensitive information carefully

Only use the adviser's verified contact channels and secure document processes. Do not send passwords, authentication codes or unnecessary identity information through ordinary email just because someone asks for it.

Before the meeting

Write down the two or three decisions you most want help with. A clear problem statement can be more useful than a perfectly organised stack of paperwork.

Sources & further reading

MoneyHelper - Choosing a financial adviser ↗

FCA - Financial Services Register ↗