How to choose a financial adviser for dentists
A dentist can be an employee, associate, practice owner or a mix of several roles. The adviser should understand the financial structure you actually have.
Start with how you work
The financial planning needs of a salaried dentist, associate and practice owner can differ substantially. Tell the adviser how your income and business interests are structured.
Practice ownership adds another layer
Business cash, personal wealth, pensions, protection and an eventual practice sale may need to be planned together rather than as separate products.
Ask whether dentists are a real client niche
A page saying 'professionals' is not the same as repeated experience. Ask how often the adviser works with dentists or healthcare business owners.
Compare the service you are buying
A complex owner-manager service may be broader than a pension review. Make sure the fee reflects the work you actually need.